Loaner car insurance is a type of auto insurance that provides coverage for a vehicle that is loaned to you by a repair shop or dealership while your own car is being repaired or serviced. It is important to have loaner car insurance because it can protect you from financial liability in the event of an accident or other incident while driving the loaner car.
Loaner car insurance typically covers the same types of damages as your own car insurance policy, including liability coverage, collision coverage, and comprehensive coverage. It is important to check with your insurance company to confirm the specific coverage that is provided under your policy.